Our Financial Empowerment Programme is designed to give you the tools and knowledge to take control of your financial future. Each week, we cover key strategies to help you manage your money, grow your wealth, and achieve financial freedom.
The Money Type Quiz: Participants take a quiz to discover their money personality.
Exploration of Money Archetypes: Understanding how your money archetype influences financial habits (e.g., Innocent, Tyrant, Warrior).
Personal Money Story: Exercises to uncover personal financial histories and reflect on them.
Money Pattern Grid: Mapping out financial habits and discussing common patterns.
Outcome: Participants gain insight into their financial behaviours and establish a foundation for making informed changes.
Building a Spending Plan: How to create a realistic and sustainable budget using a spending forecast.
Good Debt vs Bad Debt: Identifying and managing different types of debt.
Income vs Expenses: Detailed analysis of balancing income and spending.
Guilt-Free Spending: Strategies for enjoying discretionary spending without feeling guilty.
Financial Health Check-Up: Interactive financial health quiz.
Outcome: Participants create a spending plan and learn to manage debt while building healthy spending habits.
Investing Basics: Explanation of different investment vehicles—stocks, bonds, ETFs, mutual funds, and cryptocurrency.
Compound Interest: Understanding its power and how to use it to grow wealth.
Live Investing Demo: A live demonstration on how to invest using an online platform.
Outcome: Participants gain foundational knowledge of investing and learn how to apply it practically.
Ways to Increase Income: Identifying ways to boost income (side hustles, freelance work).
Worksheet – Life Inventory: Exploring personal talents and passions that can be monetized.
Side Hustle Opportunities: Practical steps and resources to start a side hustle.
Outcome: Participants explore ways to increase income and identify potential side hustle opportunities.
Finding Your Why: Understanding your core motivations around money.
Defining Financial Independence: What financial independence means to you and how to achieve it.
Reframing Money Beliefs: Identifying limiting beliefs and replacing them with empowering ones.
Money Mindset Journaling: Developing habits for a positive financial mindset.
Creating New Money Habits: Implementing strategies for long-term financial success.
Outcome: Participants set clear financial goals and establish a mindset and habits to achieve them
Your first 3 (or 6) months in the WhatsApp community are free. After this period, your card will be automatically charged €3.99 per month unless you cancel before the trial period ends.
Hi, I’m Luca Caruana, and I didn’t always have the right balance when it came to money.
In my 20s, I thought that strict money management and saving every cent was the key to financial success. I tracked everything down to the smallest detail and became obsessed with staying on top of my finances.
But then, in March 2019, I had two unexpected seizure attacks while asleep. That experience shook me to the core and forced me to reflect on how I was living my life. I realized that life isn’t just about saving money or obsessing over spreadsheets. Financial wellbeing is far more than just managing your cash flow—it’s about balancing the practical aspects of money with your emotional and psychological needs.
Through that personal wake-up call, I learned that we need to dig deeper into our personalities and characteristics to find true financial freedom. This course is designed to help you do just that—to not only master your money but also to understand how your money personality affects your overall wellbeing.
Let me guide you to a healthier, balanced relationship with money—one where you can grow your wealth while still enjoying life.
The Financial Empowerment Programme covers five core modules, including budgeting, saving, investing, and long-term wealth planning.
After joining, you will be added to an exclusive WhatsApp group where you’ll receive regular tips, advice, and peer support.
The Premium option includes everything in the Basic Programme plus a 1-on-1 coaching session with Luca and 6 months of free WhatsApp community access.
