Work With Me
Not just financial coaching. A mindset shift. A life shift.
I’m Luca Caruana—one of the first certified Money Coaches in Malta and Europe.I’ve helped over 100 people get unstuck—from high earners who felt lost, to new parents trying to keep it together, to professionals who knew there had to be more to money than just numbers.
And yes, I’ve built a career helping people like you break free from guilt, confusion, or autopilot. The right support can change everything.
You Were Never Taught How to Handle Money
But You Can Still Master It.
I’m Luca Caruana, one of Europe’s first certified Money Coaches. I’ve helped people go from panic to peace, from avoidance to action.
You don’t need a lecture. You need a new lens.
Coaching with me is not just about what you do with money — it’s about how you feel about it, how you use it to build the life you want, and what habits (or hurt) you need to let go of to move forward.
What Coaching with Me Looks Like
Clarity
We look at the full picture—without shame. You’ll get a clear view of your numbers, habits, and blockers.
Mindset Shift
We dig into your money story. Not with judgment—but with curiosity. This is where change begins.
Strategy
We co-create a plan. Whether it’s building a budget, investing, or navigating life transitions—I'll guide you.
Momentum
With weekly or bi-weekly sessions, exercises, and tools, you’ll stay accountable and supported.
Long-Term Growth
We don’t stop at quick wins. You’ll learn how to think, act, and grow financially for life.
The Starting Point
1:1 Financial Clarity Session
This is where most people begin.
One deep conversation. One breakthrough.
We’ll explore:
- What’s really keeping you stuck
- What your numbers are (without the overwhelm)
- What’s possible if you had clarity and a path forward
- You’ll walk away with a clearer head, a lighter heart, and a personal direction to move forward.
The Financial Accelerator
Four sessions to shift from “I’m tired of this” to “I’m finally doing something about it.”
Perfect if you:
- Earn well but don’t feel like you’re growing
- Keep starting and stopping with budgeting or investing
- Want structure, mindset shifts, and momentum
- This isn’t about cutting coffee. It’s about cutting confusion.
Comprehensive Coaching Programme
Deep work. Long-term change. Real clarity.
Over two months, we’ll:
- Break old money patterns
- Create a values-led financial plan
- Work on budgeting, saving, investing—and clarity
- Rebuild the confidence most people didn’t know they’d lost
- This is deep work. For deep change. You’re ready? Let’s go.
Money Talks for Two
Real conversations. Shared goals. Less tension.
This is a space to:
- Understand each other’s financial upbringing
- Find common ground on budgeting and spending
- Build trust and long-term strategy without power struggles
- You don’t need to fight about money.
- You just need a safe space to understand it—together.
Workshops & Masterclasses
Group learning with heart.
Join one of my signature group sessions or bring a workshop to your team.
Themes include:
- Rewiring Your Money Story
- Emotional Spending & Self-Worth
- Financial Boundaries in Relationships
- Planning for Retirement (Before It’s Too Late)
For Organisations
Financial wellbeing workshops that go beyond budgets.
I help companies and HR leaders design practical, engaging money sessions for their people.
Results:
- Reduced stress
- Smarter money decisions
- Stronger employee engagement
- Trusted by: PwC, HSBC, Mapfre, Womanifest
Coming Soon: MoneyCoach GPT
Your 24/7 financial mentor—powered by AI, shaped by real coaches.
Together with Julia Amro, I’m launching an AI tool that supports smarter saving, investing, and decision-making.
It’s like a money coach in your pocket—without the overwhelm.
Early webinar attendees get:
- Priority Access
- Our Investing Prompt Sheet
- Tool Walkthrough
Still Not Sure Where to Start?
Take the quiz. Book a call. Let’s talk it through together.No pressure. Just clarity.
